Lending is evolving rapidly, and while loan origination systems (LOS) have embraced digitization and composable architecture, payments remain a bottleneck, traditionally handled with manual processes or disconnected modules. This white paper explores how embedded payment aggregation transforms LOS: streamlining collections, disbursements, reconciliation and refunds. The outcome? Faster disbursements, tighter compliance, and a seamless borrower experience.
What You’ll Gain

• A clear view of why payments remain the weakest link in modern LOS workflows
• A side-by-side comparison: traditional versus automated LOS with embedded payments
• A detailed walkthrough of a real-time lending loop – from payment request to settlement and reconciliation
• An integration framework covering experience, orchestration, compliance and data layers
• A case study demonstrating how payment aggregation delivered measurable improvements in speed, cost, and borrower satisfaction

Whether you’re upgrading a legacy LOS or building a digital-first lending operation, this guide gives you the practical roadmap to embed payments with confidence and precision.